In the days when employees need more confidence and speed in insurance services, continuity and transparency of workflow gain real value. Chargoon Didgah Employee Insurance Software brings together the supplementary insurance path, life and accidents on a digital platform. Where contract registration, document processing and tracking of obligations are carried out seamlessly and accurately.
Employees and managers can see the insurance ceiling, quota, and usage rate at any time and plan based on accurate information.
Expediting the Processing of Cases
The cycle time for reviewing and approving medical documents is significantly reduced and payments are made faster.
Removal of Face-to-face Referrals
All processes from application registration to follow-up and approval are done digitally, eliminating the need to send or keep physical documents.
Integrated Management of All Insurances
The organization can control supplementary, life and accident insurance simultaneously and in a single environment, without the need for separate systems.
Satisfaction and Peace of Employees
Employees receive their insurance services when needed, with minimal time and maximum transparency, and gain more trust in the human resources process.
Supplementary Insurance Features
Registering and managing types of insurance contracts
All insurance contracts, including supplementary, life or accident insurance, are registered in the system with complete details and without errors. Before finalizing the registration, employees can clearly view the terms and conditions of the contract and, after reviewing, register their approval so that there is no ambiguity.
Management of covered persons
Information of dependents is recorded in a systematic and integrated manner and updated at any time. Also, the insurance deductible amount is defined specifically for each individual to ensure accurate and personalized financial calculations. This process makes tracking the status of coverage simple and fast.
Register, send and track medical records
Employee medical records are uploaded online and securely, and the status of insurance coverage usage is visible to the user immediately after registration. This feature makes the claims tracking process seamless and transparent.
Compare and evaluate insurance performance
The system collects and compares insurance performance data from previous years. Managers can accurately identify trends, strengths and weaknesses of each insurance and choose the best options when choosing future contracts.
Access with mobile application
Employees can perform all their insurance tasks through the mobile application, regardless of location or time, from registering requests and sending documents, to viewing responses and receiving messages or notifications, all available instantly and securely.
BI Management and Analytical Dashboard
Insurance data is displayed in the form of analytical dashboards in a visual and understandable way. Managers can quickly review indicators, identify areas for improvement, and make effective and timely decisions based on accurate information.
Customization of processes and forms
All workflows, forms, and access levels are adjusted based on the structure and needs of each organization. This flexibility allows the software to be fully integrated with other HR and administrative systems of the organization and create a coherent user experience.
Common Organizational Challenges and How Supplementary Insurance Addresses Them
Time-consuming medical documents
Manually collecting and verifying medical documents takes a lot of time and increases the possibility of errors and waste of resources. This causes delays in payments and employee dissatisfaction.
The intelligent document registration and verification system makes the entire process digital and fast. Employees upload documents with a few clicks and the system performs the necessary controls instantly.
Lack of transparency in quotas
When employees or managers do not know how much of the commitment has been used or how much is left, tracking and planning becomes difficult.
The BI dashboard with real-time reports provides a clear picture of quotas, ceilings and utilization so that decisions can be made faster and smarter.
Dispersed contract management
Organizations that have multiple insurance policies at the same time are usually confused by the multitude of separate files and systems and spend a lot of time consolidating data.
All contracts are managed in a single space, insurances are viewed separately, and the consolidated report increases the speed and order of work.
Slow notification
Delays in notification and approvals cause loss of time and confusion for employees.
Didgah mobile app allows sending notifications and receiving approvals online so that all insurance communications are timely and recorded.
Low flexibility
Lack of flexibility to adjust insurance processes according to the organization's structure causes inconsistency and rework.
By defining forms, workflows, and specific access limits, it perfectly fits the policies and needs of each organization.
Deployment and Support Services
Chargoon, with a companion approach to software deployment, provides a smooth and uncomplicated experience for customers. From inception to full deployment, the Chargoon team stands by organizations every step of the way to ensure the software is serving their goals and needs.
After deployment, Chargoon support continues with prompt responses and uninterrupted service. This commitment to companionship and reassurance creates an environment where customers can focus on developing and improving their organization with peace of mind.
Supplementary Insurance Integrations with Other Software
Payroll Software
Automatic receipt of insurance deductions and accurate salary calculation
Personnel Software
Using information about personnel and covered individuals to register contracts
Welfare Software
Coordination of insurance coverage with other welfare services of the organization
To make a smart choice, consider all aspects
What insurance contracts can I manage with this software?
All supplementary insurance contracts, life and accidents and other related types can be registered and managed simultaneously.
How are insurance terms and conditions verified?
Before the final registration of the application, employees clearly view and approve the conditions, coverages and quotas.
How do I send the medical documents to the relevant official?
Documents are sent and tracked online, without having to visit in person, through software or application.
What reports can I get with the supplemental insurance software?
Management reports, commitment limits, personnel usage history, and cost comparisons are available in a variety of formats.
Does this software have analysis and BI tools?
Yes, advanced analytics dashboards and charts are available for more accurate decision-making.
Can I change forms or workflows?
Yes, all processes, forms, and access limits can be customized to fit the organization's policy.
Can I change the insurance deductible amount for individuals?
Yes, the insurance deductible amount can be adjusted for each individual or group.
What features does the mobile application of this software have?
Registering requests, uploading documents, viewing status, and receiving notifications are all done in the Didgah mobile app.
How is the process of deploying this software in my organization?
From needs assessment to design, implementation, testing, and training, it is done with the Chargoon team.
Can the employees of our organization see the limit of their insurance?
Yes, each individual can view their usage limit and status in real time.
Is this software integrated with other HR software?
Yes, Didgah Supplementary Insurance is compatible with payroll, personnel and other HR software.
Is it possible to add new insurance or annual changes in Didgah supplementary insurance software?
Yes, you can add new contracts and update the terms every year.